8.0 KiB
Contract with National Claims Network for Claimllm
Contract Date: April 20, 2025 Contract Number: CL-2025-E-0198 Parties:
- Insurellm, Inc.
- National Claims Network Corp.
Terms
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Coverage: Insurellm agrees to provide National Claims Network with enterprise access to the Claimllm platform, including white-label capabilities, unlimited claims capacity, advanced fraud analytics, and dedicated infrastructure to support their nationwide claims operations processing over 100,000 claims annually.
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Duration: This agreement is effective for a period of 36 months from the contract date, representing Insurellm's longest-term contract commitment to date.
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Payment: National Claims Network shall pay custom Enterprise Tier pricing of $35,000 per month for months 1-12, $38,000 per month for months 13-24, and $41,000 per month for months 25-36, totaling $1,368,000 over the contract term.
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Service Level Agreement: Insurellm guarantees 99.95% uptime with financial credits for downtime: 5% monthly credit for each hour of unplanned downtime, maximum 50% monthly credit.
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Confidentiality: Both parties agree to maintain the highest level of confidentiality regarding proprietary AI models, fraud detection algorithms, claimant PII, and business strategies.
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Data Security: Insurellm commits to maintaining SOC 2 Type II compliance, annual penetration testing, and end-to-end encryption for all data at rest and in transit.
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Business Continuity: Insurellm provides disaster recovery with 4-hour RTO (Recovery Time Objective) and 1-hour RPO (Recovery Point Objective).
Renewal
This agreement includes a mutual 120-day renewal notice period. National Claims Network receives guaranteed enterprise pricing for renewal equal to or better than new enterprise customers at renewal time. Contract may be extended in 12-month increments with mutual written agreement.
Features
National Claims Network will receive the complete Claimllm Enterprise suite:
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Unlimited Claims Processing: No volume restrictions, supporting National's processing of 100,000+ claims annually with scalability to 500,000+ claims as business grows.
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White-Label Platform: Complete branding customization including:
- Custom domain names (claims.nationalclaimsnetwork.com)
- Branded mobile apps (iOS and Android)
- Customized email templates and communications
- Co-branded claimant portals
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Advanced Computer Vision: State-of-the-art damage assessment:
- Auto damage analysis with 95%+ accuracy on repair estimates
- Property damage evaluation (roofs, siding, interiors, water damage)
- Medical imaging analysis for injury claims
- 3D reconstruction from photo sets
- Integration with all major estimating platforms
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Enterprise Fraud Analytics:
- Real-time fraud scoring on all claims
- Social network analysis across 10+ years of historical data
- Dark web monitoring for organized fraud rings
- Predictive models trained on 5M+ historical claims
- Link analysis connecting related parties, addresses, and claims patterns
- Integration with third-party fraud databases (NICB, ISO ClaimSearch)
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Complete API Access: Unlimited API calls supporting:
- Real-time integrations with 50+ carrier policy systems
- Bi-directional data sync with National's data warehouse
- Third-party integrations (repair networks, medical providers, legal vendors)
- Custom automation workflows
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AI-Powered Litigation Prediction: Predictive analytics identifying claims with high litigation probability:
- Attorney involvement prediction (85%+ accuracy)
- Recommended settlement ranges based on jurisdiction and case law
- Early intervention recommendations
- Litigation cost estimation
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Catastrophe Claims Management: Specialized tools for major events:
- Rapid deployment playbooks for natural disasters
- Geographic clustering and resource allocation
- Emergency vendor network activation
- Real-time damage assessment using satellite imagery
- Mobile claims units with offline capability
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Advanced Vendor Management:
- Network of 5,000+ preferred vendors nationwide
- AI-powered vendor matching and assignment
- Real-time capacity management and scheduling
- Quality scoring and performance analytics
- Automated vendor payments and 1099 management
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Predictive Analytics Suite:
- Claim outcome prediction and reserve optimization
- Subrogation opportunity identification
- Salvage value estimation
- Customer satisfaction prediction and intervention triggers
- Cycle time optimization recommendations
Support
Insurellm commits to comprehensive Enterprise-level support for National Claims Network:
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Dedicated Success Team:
- Executive sponsor (VP level) with monthly strategic reviews
- Dedicated Customer Success Manager with daily availability
- Technical Account Manager for system optimization
- Solutions Architect for ongoing innovation
- Quarterly executive business reviews with CEO participation
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24/7/365 Premium Support:
- Guaranteed 10-minute response time for P1 critical issues
- 30-minute response for P2 high-priority issues
- 2-hour response for P3 standard issues
- Dedicated support hotline with no phone tree
- Private Slack channel with engineering team access
- Annual on-site support visits (minimum 4 per year)
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Comprehensive Implementation:
- 9-month phased implementation program
- Dedicated project management office (PMO)
- Executive steering committee with monthly meetings
- Migration of 3 years of historical claims data
- Training for 200+ National Claims Network staff
- Parallel processing period with legacy system
- Go-live support with on-site Insurellm team (4 weeks)
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Training and Enablement:
- Role-based training programs (adjusters, supervisors, fraud investigators, IT, executives)
- Train-the-trainer program for National's learning team
- Certification programs with continuing education credits
- Annual user conference attendance (3 attendees)
- Quarterly advanced training sessions
- Unlimited access to online learning platform
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Custom Development:
- 1,000 hours annually of custom development included
- Dedicated development team for National-specific features
- Priority feature requests with guaranteed roadmap inclusion
- Beta program participation for all new features
- Input into product strategy and direction
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Integration Services:
- Enterprise integration with National's systems:
- Policy administration systems (multiple carriers)
- Data warehouse and business intelligence platforms
- Financial systems (SAP, Oracle)
- Document management (SharePoint, M-Files)
- Communication platforms (Twilio, SendGrid)
- Ongoing integration support with 4-hour response SLA
- Quarterly integration health assessments
- Enterprise integration with National's systems:
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Analytics and Reporting:
- Custom executive dashboard development
- Real-time operational dashboards
- Automated daily, weekly, and monthly reporting
- Ad-hoc analytics support (up to 20 requests/month)
- Industry benchmarking and competitive analysis
- Predictive modeling consultation
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Continuous Improvement:
- Quarterly process optimization workshops
- Annual efficiency audits with recommendations
- Best practice sharing from across Insurellm customer base
- Innovation labs to pilot emerging technologies (AI, blockchain, IoT)
Signatures:
Jennifer Rodriguez Title: Chief Executive Officer Insurellm, Inc. Date: April 20, 2025
Amanda Richardson Title: President & Chief Operating Officer National Claims Network Corp. Date: April 20, 2025
This agreement represents a strategic partnership between Insurellm and National Claims Network, establishing National Claims Network as Insurellm's flagship enterprise claims processing partner. This contract supersedes all prior agreements and communications.